ABOUT US
Our Insured America Team can help protect you, your family, and your business! Using the combined strength of our partnered companies we can offer our clients everything they need to protect themselves and their finances. We specialize in getting you on track to living a debt-free lifestyle! We can help with everything from Health coverage and Life Insurance to analyzing your current expenses for home & auto insurance and investments. We look at your complete financial picture and help guide you to becoming debt-free while reducing your monthly expenses and investing in your future!
Our experienced team of professional agents are waiting to serve you!
If you are looking for a better lifestyle and want to become financially independent through joining our team, visit our "Careers" page to learn more!
KEN KELLUM - AGENT & OWNER
Ken is a decorated US Army Veteran who began his career as a radiologic technologist for the United States Army in 1987. Since then, he has been involved with almost every aspect of healthcare. From caring for patients as a technologist and imaging center business owner to insurance billing and medical records software design.
Ken also understands what quality health plans and all types of insurance mean to businesses, individuals and families as he is also a father himself. Ken had the unfortunate experience to have to test his own insurance coverages when he became the father of a 3 1/2-month premature baby girl who was in and out of hospitals for over 9 years and underwent over 20 separate surgeries during that time.
His vast knowledge of the healthcare and financial industries will undoubtedly be valuable to his clients as he guides them through the array of options available. His intricate understanding of what health, Life, and investing can and should do for you, will undoubtedly help your business and your family achieve your goals!
CLIENT TESTIMONIALS
“We love Insured America! Our family saved over $7500 in health insurance premiums this year alone! and just found out we are going to save another $200 per month on our home and auto insurance! It was so quick and easy, I don't know why we waited so long to get this help! To say the least we are at a loss for words. We didn't know we had options until we sat down with the wonderful people from your company! You really do care about people. Thank you, Thank you, Thank you!”
The Kline Family
"From our business to yours, we would just like to say, Thank You Insured America! Because of your analysis of our employee benefit package, we have saved over $175,000 year to date on our employee health plan and have far better coverage which our employees love! It shows just how much effort and care you put into your service. Our employees absolutely loved the individual 1 on 1 time that you provided them in their personal financial lives as well. An untangable benefit we never thought we could have provided them. Our employees are raving about your services, feel much more confident about their futures and are on the road to a much brighter retirement!"
Westcoast Distributing Co.
"Our employment levels have remained steady at 220-230 employees for over three years now. I want to stress that none of our employee’s and their dependents have not missed a dose of their meds.
The 5/1/2019-7/31/2019 period has averaged $13,354 per month, which appears to have normalized. This is an average annual level of $160,248 and represents a 71% decrease from the $549,515 level.
- The 12-month period PRIOR TO SHARx ended 5/31/2018 saw a 60% increase of Rx expense up to a level of $549,515. This monthly average was $45,793.
- We began working with SHARx on 12/1/2018 and our monthly average Rx expense has been $16,000 since then. This amount has INCLUDED some overrides during the transition.
- The $16,000 monthly average extrapolates to an annual Rx expense of $192,000, which is a 65% DECREASE from our level of $549,515.
- In April the dependent of a new hire was on Gilenya for MS. Our plan would have paid $10,282 per month for this drug. Instead we pay $0, yet the dependent still gets the drug they need because of SHARx at $0 cost. If we include this avoided cost, we have saved 81%."